Two ways to budget
Budget every category individually, or split spending into fixed, non-monthly and flexible buckets and manage a single discretionary number.
Budgeting
In development
Budgets that survive a real month
Set a limit per category or one flexible spending target, then watch it against what you actually spend. When a category runs over, SolvMoney shows you where the money went instead of just turning the bar red.
Explore the sample experienceThe idea
Designed around the way money works in real life.
Built from your history
Starting amounts are suggested from your own past spending, so the first month is a reasonable baseline rather than a guess.
Rollover for irregular costs
Annual insurance and quarterly bills accumulate month to month instead of wrecking the month they land in.
What is planned
A status for every capability.
These are product plans, not a promise that a capability is available today. Dependencies and limitations are shown with the relevant item.
Budget managementIn development
Category budgets or flexible spending targets, tracked against real spending.
Category budgeting
- Monthly budget per categoryIn development
- Custom income and expense categoriesIn development
- Spending limits with remaining balanceIn development
- Budgeted versus actual comparisonIn development
- Move budgeted amounts between categoriesIn development
- Rollover budgets for irregular expensesIn development
- Category names, grouping and orderingIn development
- Historical spending per categoryIn development
Flexible budgeting
For people who would rather manage one number than thirty.
- Fixed, non-monthly and flexible bucketsIn development
- A single flexible spending targetIn development
- Reassign an expense to a different bucketIn development
- Switch between category and flexible budgetingIn development
Staying on track
- Progress bars with amount remainingIn development
- Suggested amounts from spending historyIn development
- Forward-looking view of the month aheadIn development
- Overspending alertsRequires the notification and email provider to be configured.Needs a provider
- Budgets linked to savings goalsPlanned
- Shared household budgetsPlanned
Known boundaries
What to expect from this area.
- A budget is a plan, not an instruction to your bank. SolvMoney cannot move or hold money to enforce a limit.
- Automatic categorisation depends on the detail your bank provides. Some merchants will always need a rule or a manual correction.
Related areas
Continue exploring.
A clearer picture starts here
Explore the previewExplore the sample interface.
See how the concepts in this feature area fit together in one sample household.