Plans & pricing
Two plans. No surprises hidden in the fine print.
Compare what is intended for everyday money management and deeper planning. Prices are placeholders, visibly marked, and nothing can be purchased yet.
A plan for the way you plan.
The period switch updates the indicative amounts. Neither billing option is available to buy.
Both billing periods are intended. Neither can be purchased yet.
Essential
Individuals and households
Everything needed to see where money goes month to month: accounts, transactions, budgets, goals, cash flow and net worth.
Placeholder — not the final price
- Consolidated financial overview
- Accounts, transactions and categorisation rules
- Category and flexible budgeting
- Savings goals and debt payoff plans
- Cash flow, spending and income reporting
- Net worth tracking with history
- Recurring bills and subscription tracking
- Investment balance tracking
- AI assistant with sourced answers
Opens a demonstration checkout. No payment is taken.
Plus
Planners, investors and sole traders
Everything in Essential, plus long-range forecasting, deeper portfolio analysis and separate tracking for a business or rental.
Placeholder — not the final price
- Everything in Essential
- Long-term net worth and retirement forecasting
- Scenario modelling and side-by-side comparison
- Asset-class, sector and gain-loss analysis
- Small-business and rental property tracking
- Profit-and-loss summaries by period
- Tax-preparation exports
- Expanded reporting and data export
Opens a demonstration checkout. No payment is taken.
About these prices
Compare every capability.
This comparison describes the intended plan split. Each feature page shows its development status and dependencies.
| Capability | Essential | Plus |
|---|---|---|
| Everyday money management | ||
| Financial overview dashboard | Included | Included |
| Account connectionsRequires a financial data provider, which is not yet contracted. | Included | Included |
| Manually tracked accounts and balances | Included | Included |
| Transaction search, filters and categorisation | Included | Included |
| Categorisation rules and automation | Included | Included |
| Receipt attachments and itemisation | Included | Included |
| Automatic receipt text extractionRequires an OCR provider. | Planned | Planned |
| Category and flexible budgeting | Included | Included |
| Recurring bills and subscription tracking | Included | Included |
| Reporting, goals and net worth | ||
| Cash flow and income-versus-expense reporting | Included | Included |
| Spending by category, merchant and account | Included | Included |
| Period-over-period comparisons | Included | Included |
| Savings goals with calculated contributions | Included | Included |
| Debt payoff strategies and estimates | Included | Included |
| Net worth tracking and history | Included | Included |
| Saved custom reports | Planned | Planned |
| Report and raw data export | Basic | Advanced |
| Investments | ||
| Investment account and balance tracking | Included | Included |
| Holdings and allocation summary | Included | Included |
| Investments counted in net worth | Included | Included |
| Asset-class breakdown | Not included | Planned |
| Sector exposure analysis | Not included | Planned |
| Unrealised gains and lossesOnly where cost-basis data is available. | Not included | Planned |
| Individual position drill-down | Not included | Planned |
| Planning and business | ||
| Long-term net worth projection | Not included | Planned |
| Retirement scenarios | Not included | Planned |
| Side-by-side scenario comparison | Not included | Planned |
| Major life event modelling | Not included | Planned |
| Separate business entities | Not included | Planned |
| Profit-and-loss summaries | Not included | Planned |
| Tax-preparation exports | Not included | Planned |
| Assistant, sharing and platform | ||
| AI assistant with sourced answers | Included | Included |
| Assistant usage allowance | Basic | Advanced |
| External AI tool connections | Planned | Planned |
| Household sharing with a partner | Planned | Planned |
| Read-only access for an adviser | Planned | Planned |
| Data export and account deletion | Included | Included |
| Responsive web application | Included | Included |
| Native mobile applications | Planned | Planned |
- Includedpart of the plan as designed
- Basica reduced version
- Advancedthe expanded version
- Not includednot part of this plan
- Plannedintended, not built yet
Before you choose.
Final pricing has not been set. The amounts on the pricing page are indicative placeholders, clearly marked as such, so you can see the intended shape of the two tiers. No amount shown is a committed price, and nothing can be purchased yet.
No trial is available, and we will not advertise one until it genuinely exists. If a trial is offered at launch, its length and terms will be stated on the pricing page before you are asked for anything.
A subscription would renew automatically at the end of each billing period until you cancel. Cancelling from account settings would stop the next renewal and leave your access running until the end of the period you had already paid for. Since billing is not switched on, there is nothing to cancel today.
No. No payment provider is connected, the checkout page collects no card details, and it cannot take money. It exists so you can see the flow and so the design can be reviewed.