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Forecasting · Plus

Planned

Run the next thirty years before you commit to it

Project net worth, income and expenses forward from your real balances, change the assumptions, and compare two futures side by side. A planning tool for decisions you cannot easily reverse.

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All features/Forecasting
The idea

Designed around the way money works in real life.

01

Starts from your actual position

Projections begin with your real balances, income and spending rather than numbers typed into a blank calculator.

02

Every assumption is yours to set

Growth rates, inflation, contributions, withdrawals and retirement dates are all visible inputs you control.

03

Two scenarios, side by side

Compare retiring at 60 against 65, or buying against renting, with both outcomes on the same chart.

What is planned

A status for every capability.

These are product plans, not a promise that a capability is available today. Dependencies and limitations are shown with the relevant item.

Forecasting & retirementPlanned

Project net worth, model scenarios and compare them side by side.

Projections

  • Future net worth projectionPlanned
  • Annual income and expense projectionPlanned
  • Account contributions and withdrawalsPlanned
  • Inflation assumptionsPlanned
  • Per-account growth assumptionsPlanned
  • Debt payoff over timePlanned
  • Yearly projection tablePlanned
  • Results in today's or future moneyPlanned

Scenarios

  • Retirement date and partial retirementPlanned
  • Withdrawal order and strategyPlanned
  • Home purchase and mortgagePlanned
  • Career change or new incomePlanned
  • A career breakPlanned
  • Education and other major costsPlanned
  • One-off and recurring future eventsPlanned
  • Save multiple named scenariosPlanned
  • Compare two scenarios side by sidePlanned
Known boundaries

What to expect from this area.

  • A forecast is arithmetic applied to assumptions you chose. It is not a prediction, and it is not a guarantee of any outcome.
  • Tax treatment is modelled approximately. SolvMoney does not calculate your tax liability and is not a substitute for tax advice.
  • This module is planned, not built. It is listed here so the Plus tier's intended scope is clear before anyone subscribes.
Related areas

Continue exploring.

Net worth

Net worth & assets

Add up what you own, subtract what you owe, and watch the line over months and years. Cash, investments, property and vehicles on one side; cards, loans and mortgages on the other.

Goals & debt

Goals & debt payoff

Set a target and a date and SolvMoney works out the monthly contribution. Point it at a credit card instead and it compares payoff strategies, estimated interest and the date you would be clear.

Investments

Investments

Brokerage and retirement balances alongside the rest of your finances, with holdings and allocation. The Plus tier adds asset-class and sector breakdowns and gain-loss analysis where cost-basis data is available.

A clearer picture starts here

Explore the sample interface.

See how the concepts in this feature area fit together in one sample household.

Explore the preview